As anyone in business can tell you, despite the best efforts of all involved, companies and individuals often end up with some form of bad debt. Most institutions will categorize this type of debt as a general business loss. Accountants categorize this debt as a loss in accounts receivable. Basically, […]
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Discover what are a reverse mortgage pros and cons especially before you make a decision that you might regret. Reverse mortgages are becoming more and more popular every day. This is not surprising, considering senior citizens are facing an increased cost of living and decreased sources of revenue. The average social […]
Could a bi-weekly mortgage be right for you? Homeowner’s all over the nation are changing the way they pay their mortgages.
A real estate appraisal is required by mortgage lenders prior to them approving your home loan. The appraisal must state that your home is worth the amount you are borrowing against it. This is to ensure the lender can sell the home to get their money back if you are […]
By taking out a mortgage, you are using your property as a security against a loan. If you are sure that you will be able to pay back your loan, then this is a great idea. It will allow you to get good leverage with banks in order to finance […]
The year 2016 marked the twelfth consecutive year home ownership in America fell. Fewer and fewer Americans can afford the hefty down payments and requirements necessary to purchase a house. If you have bad credit, the situation is even grimmer. But that doesn’t mean it’s impossible. Numerous programs have been […]
Given that nearly a full third of Americans have what’s considered a “bad” credit score, if you’re not happy about your credit, you’re not alone. Thankfully, all is not lost and even people with spotty credit histories can own their own homes. Applying for a mortgage with bad credit takes […]
Becoming debt free is not as hard as you think. Imagine if you may, living with no more credit card bills! No more loans! No more car payments! No more mortgage! No more monthly payments! And no more being a slave to your creditors! Those are some strong words, but […]
What’s on Your Wish List? Make your dreams become reality. A new bill consolidation loan will replace higher-interest loans and credit cards with an affordable monthly payment. Use the money you save to… Remodel, repair or redecorate your home without the headache of a home improvement loan. Plus, unlike most […]